Auto Insurance

About Auto Insurance Coverage

Auto insurance coverage is a critical component for vehicle owners, providing financial protection against various risks associated with owning and operating a vehicle. At, our goal is to help you to  understand the different types of coverage available, so that you can make the best policy decision for your unique and personal situation.

Our belief at is that a customer that has the right coverage, is a customer that will keep their policy. In other words, if we can give you exactly the coverages that you need, none of the coverages you don't need, and do it all of the lowest price on the market, there would be no reason for you to ever cancel your policy, as long as you continue to own that vehicle. Therefore, we believe that it is essential to make informed decisions, and thus ensuring both adequate protection, and the best monetary value. From liability to comprehensive coverage, each type serves a specific purpose in safeguarding both drivers and their vehicles.

Liability Auto Insurance

Liability insurance is the most basic form of auto insurance coverage and is typically required by law in most states. It provides financial protection for damages and injuries caused to others in an accident where the insured driver is at fault. At, we offer this coverage; including both bodily injury liability, which covers medical expenses and lost wages for injured parties; and property damage liability, which covers repairs or replacement costs for damaged property.

Beyond liability coverage, drivers can opt for collision insurance, which covers repair or replacement costs for their vehicle in the event of a collision with another vehicle or object, regardless of fault. This coverage is particularly valuable for protecting against the high costs of repairing or replacing a vehicle damaged in an accident.

Comprehensive Auto Insurance

Comprehensive insurance extends coverage beyond collisions to protect against non-collision related damages, such as theft, vandalism, natural disasters, and collisions with animals. At we offer this coverage to provide peace of mind for drivers facing a wide range of potential risks that could damage their vehicles.

Personal Injury Protection

Personal injury protection (PIP) or medical payments coverage is another type of insurance that covers medical expenses for injuries sustained by the driver and passengers in an accident, regardless of fault. PIP typically covers medical expenses, lost wages, and other related costs, providing crucial financial support for injured parties.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage protects drivers in the event of an accident with a driver who either has no insurance or insufficient coverage to pay for damages and injuries. offers this coverage to help bridge the gap and ensures that the insured driver is not left financially vulnerable due to the actions of an uninsured or underinsured motorist.

Rental Reimbursement Coverage

Rental reimbursement coverage is an optional add-on that reimburses drivers for the cost of renting a vehicle while their own vehicle is undergoing repairs following an accident covered by their insurance policy. This coverage can help minimize inconvenience and disruption to daily life caused by the loss of access to a vehicle.

Roadside Assistance

Roadside assistance coverage provides assistance in the event of vehicle breakdowns, flat tires, lockouts, and other roadside emergencies. This coverage offers peace of mind and added convenience for drivers facing unexpected difficulties while on the road.

Auto insurance coverage plays a vital role in protecting drivers, passengers, and vehicles from a wide range of risks and uncertainties. At, our goal is to help each customer to obtain the best coverage available for their vehicle, and at the best price that is available. By understanding the different types of coverage available and selecting appropriate options based on individual needs and circumstances, our customers can ensure they have the necessary financial protection in place to navigate the roads with confidence.